When Coverage Begins

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The following table shows the dates your coverage will be effective under the various benefit plans for:

  • Newly hired employees.
  • Employees who experience a qualifying event.
  • Changes made during the annual open enrollment period.

For more details on when coverage begins for a specific employee benefit plan, refer to the applicable section of this site.

Effective Date of Coverage for Selected Events
Plans
Medical, Dental, Vision
Long Term Disability
Basic Life, Basic AD&D
Flexible Spending Accounts (FSAs)
Transportation Management Account
Employee Assistance Program
Effective Date of Coverage for Selected Events
New Hire Enrollment
First of the month coinciding with or next following 30 days of full-time employment (enrollment required to participate)
First of the month coinciding with or next following 30 days of full-time employment (automatic enrollment)
First of the month coinciding with or next following 30 days of full-time employment (automatic enrollment)
First of the month coinciding with or next following 30 days of full-time employment (enrollment required to participate)
First of the month coinciding with or next following 30 days of full-time employment (enrollment required to participate)
First of the month coinciding with or next following 30 days of full-time employment (automatic enrollment)
Effective Date of Coverage for Selected Events
Qualifying Event
(Reported Within 31 Days)
Date of qualifying event
Not applicable
Not applicable
Date of qualifying event
Not applicable
Not applicable
Effective Date of Coverage for Selected Events
Annual Open Enrollment
January 1 following annual open enrollment period
Not applicable
Not applicable
January 1 following annual open enrollment period
January 1 following annual open enrollment period
Not applicable

The effective dates shown in this table assume enrollment has been completed timely and any required paperwork or documentation has been provided. If you complete your enrollment after your effective date of coverage, retroactive payroll deductions will be calculated and withheld from your first paycheck after elections are made. It is for this reason you should enroll early to avoid retroactive payroll deductions.