When Coverage Ends

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The following table shows the dates your coverage ends under the various employee benefit plans:

Benefit Plans
Medical
Dental
Vision
Life and Accident
Employee Assistance Program
Long Term Disability
Health Care FSA
Dependent Care FSA
Transportation Management Account
Last Day of Coverage
The last day of the month in which you are employed or eligible for coverage
The last day in which you are employed or eligible for coverage

Coverage for your dependents will end on the date your dependent no longer meets the definition of an eligible dependent or when your coverage ends (whichever occurs first).

Under certain circumstances, you may be able to continue certain benefit coverage (medical, dental, vision and health care FSA) for yourself and your dependents through COBRA. You may also be able to convert or port PCOC’s life and accident plans, as permitted under the plans.

When employment terminates, you have up to 30 days to file claims for any FSA eligible charges incurred prior to your termination date. This 30-day period is extended for the health care FSA if you elect COBRA continuation coverage. If you have any remaining FSA funds after your termination date, those funds are considered forfeited unless COBRA is elected for the remainder of the plan year. The dependent care FSA is not subject to COBRA.

When employment terminates, you have up to 90 days to file claims for any transportation management account eligible charges incurred prior to your termination date.

Learn About Your Benefits

2024 Employee Beneifts Guide (PDF)

Questions or need help?
Contact the PCOC Benefits Service Center

(855) 726-2291

pcocbenefits@teamcreativa.com